FACTS | WHAT DOES ONLINELOANNETWORK.COM DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Bank account information
Employment information
Income information
Residence, telephone and personal information
Pay period information
When you are no longer a customer, we continue to share your information as described in this notice.
How?
All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share personal information; the reasons onlineloannetwork.com chooses to share; and whether you can limit this sharing.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes –- information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing – A formal agreement between non-affiliated financial companies that together market financial products and services to you.
Other Important Information
The essence of our business is transmitting your information to, and sharing it with, non-affiliate lenders and marketing partners. By using our service, you consent to such sharing and to the receipt of marketing offers. You cannot opt-out of such sharing and still use our service. If you do not consent to such sharing, you must discontinue your loan request.
Once you have submitted and received a decision on your initial loan request, we may use and share (and permit non-affiliated third parties to use and share) your information to market other credit and non-credit products and services to you, unless prohibited by law or by an agreement between us and your lender. You can choose not to permit such use and sharing by not agreeing to our Terms of Use. If you do not agree to our Terms of Use, in general, we cannot serve you.
Our Terms of Use explain the circumstances under which we and our “marketing partners” (which are non-affiliates) may, with your prior express written consent, communicate with you by phone and text using automatic telephone dialing systems.
If you are a California, Colorado, Connecticut, Virginia, or Utah state resident, you have important rights under the state’s privacy laws, which are described in our Privacy Notice for CA, CO, CT, VA, and UT State Residents. Please read it carefully.
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