Best AI Website MakerHonest Loans – Terms of Use
1. Agreement & Acceptance
By using the site and its services, you agree to be bound by these Terms of Use and the associated Privacy Policy. If you don’t agree, you must stop using the site.
2. Not a Lender
HonestLoans (operated by ONLINELOANNETWORK.COM) is not a lender. It is a lead generation service that connects users with third-party lenders. It does not make lending decisions, offer loans, or broker loans itself.
3. Loan Connecting Service
To use the service:
You fill out an online form with personal and financial information.
HonestLoans shares this information with one or more participating lead purchasers (potential lenders).
HonestLoans may verify, correct, or refine data you submit.
They do not guarantee that any lender will contact you or provide a loan.
After the connection, your interaction is with the third-party lender — not HonestLoans.
4. Loan Amounts
Loan amounts vary and not all lenders can offer the amounts advertised (e.g., up to $50,000). Completing the form doesn’t guarantee approval or that you will receive a loan offer.
5. Electronic Consent
By proceeding, you consent to:
Electronic signatures, records, disclosures, and communications.
Conducting transactions electronically.
Receiving disclosures via email or online.
You may request paper copies of disclosures from the lender.
6. Changes to Terms
HonestLoans can change these terms and the Privacy Policy at any time by posting updates on the website. It’s your responsibility to review changes periodically.
7. Eligibility
You must be at least 18 years old and a resident of the United States (excluding New York) to use the service.
8. License to Use
You get a limited, non-exclusive, revocable license to use the site for personal (non-commercial) purposes. Any reproduction or redistribution without permission is prohibited.
9. User Information
You must provide accurate and up-to-date information when using the site and services.
10. Relationship of Parties
HonestLoans is not your agent, nor is it an agent of any lender. You enter into contracts directly with lenders. HonestLoans has no control or responsibility for loan quality, lender actions, or your ability to repay.
11. Communications Consent
By submitting a loan request:
You consent to receive email and marketing communications from HonestLoans, its partners, and lead purchasers.
You may also consent to phone or SMS outreach from lenders and marketing partners.
12. Third-Party Sites
HonestLoans may link to third-party websites — but it does not endorse or control their content, and isn’t responsible for any damages from using third-party sites.
13. Prohibited Uses
You agree not to:
Provide false or misleading data
Attempt unauthorized system access
Harvest data from the site
Send unsolicited emails
Reverse-engineer the site or similar actions against it
14. Disclaimers & Liability
The site and services are provided “as is” with no warranties.
HonestLoans’ maximum liability to you is limited to $50.
They aren’t responsible for any loss or damage from use of the site.
15. Indemnity
You agree to indemnify HonestLoans and its affiliates from claims arising out of your breach, misuse of the site, or violation of laws.
16. Governing Law & Arbitration
Terms are governed by the laws of Nevada, USA.
You must initiate claims within 1 year of their cause.
There is a mandatory arbitration agreement — you waive rights to class actions and jury trials.
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